Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Share | Related Content How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.