Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content How Can I Be a Confident Spender in Retirement? Imagine you’ve been invited to go paragliding. It’s your first time and you’ve bought a top-of-the-line paraglider. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan. Tax Freedom Day Assess how many days you'll work to pay your federal tax liability.